Terms & Conditions

​Effective Date: 06/1/2025
Last Updated: 11/29/2025

Welcome to Petition Pilot (“we,” “us,” “our”). These Terms and Conditions (“Terms”) govern your use of the Petition Pilot website, web application, and all related services (collectively, the “Platform”). By accessing or using Petition Pilot, you agree to be bound by these Terms. If you do not agree, do not use the Platform.

 

1. Nature of the Service

Petition Pilot is a document automation and preparation platform that helps users generate bankruptcy-related forms and schedules through guided data entry. Petition Pilot:

• Does not provide legal advice

• Is not a law firm

• Does not create an attorney-client relationship

• Does not review your documents for legal sufficiency, legal errors, or legal strategy

All decisions regarding bankruptcy filings, including whether to file and how to proceed, are solely your responsibility.

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2. Eligibility

You must be at least 18 years old to use Petition Pilot. By using the Platform, you represent that you meet all legal requirements to enter into this agreement.

 

3. User Responsibilities

You agree that:

• All information you provide is accurate and complete

• You are solely responsible for reviewing your documents before filing

• You understand that pro se filers cannot electronically file bankruptcy petitions and must file in person at the bankruptcy court clerk’s office

• You assume all responsibility for meeting deadlines, court requirements, and accuracy of your filings

Petition Pilot is not responsible for:

• Court rejections

• Filing delays

• Adverse legal outcomes

• Financial consequences of incorrect or incomplete filings

 

4. How the Platform Works

Petition Pilot allows you to:

1. Create an account

2. Select Chapter 7 or Chapter 13

3. Answer guided questions

4. Generate PDFs

5. Receive emailed copies of each completed form or schedule

Petition Pilot does not file anything on your behalf.
You must print, sign, and file all documents with the appropriate bankruptcy court.

 

5. No Legal Advice

Nothing on the Platform should be interpreted as legal advice, guidance, or recommendations. If you need legal advice, consult a licensed attorney.

 

6. Payment and Refunds

All prices are listed on our website. By making a purchase, you authorize us to charge your provided payment method.

Due to the nature of digital document automation, all sales are final and non-refundable, except where required by law.

 

7. Intellectual Property

All content, software, branding, text, graphics, forms, and features on Petition Pilot are owned by or licensed to Petition Pilot. You may use the Platform only for personal bankruptcy document preparation. You may not:

• Copy

• Reproduce

• Sell

• Distribute

• Reverse engineer

• Modify

• Create derivative works

 

8. Account Security

You are responsible for maintaining the confidentiality of your login information and any activity under your account. Notify us immediately if you suspect unauthorized access.

 

9. Prohibited Conduct

You may not use Petition Pilot to:

• Engage in illegal activity

• Disrupt or harm the Platform

• Attempt unauthorized access

• Upload viruses or harmful code

• Misrepresent your identity

• Provide false or fraudulent bankruptcy information

We reserve the right to suspend or terminate accounts for violations.

 

10. Email Delivery of Documents

Petition Pilot emails PDFs after you complete each form or schedule. You are responsible for:

• Checking your inbox and spam folders

• Maintaining a valid, functioning email address

• Downloading and securely storing your documents

We are not responsible for delayed, blocked, or misdirected emails.

 

11. Court Filing Requirements

You acknowledge that:

• Pro se filers cannot electronically file in bankruptcy court

• You must file your documents in person at the clerk’s office

• You are solely responsible for compliance with your court’s rules and deadlines

Petition Pilot does not interact with courts, clerks, trustees, or judges.

 

12. Third-Party Services

Petition Pilot may use or link to third-party services (PDF processors, payment processors, email systems). We are not responsible for their actions, availability, policies, or failures.

 

13. Disclaimer of Warranties

Petition Pilot is provided “as is” and “as available.”
We disclaim all warranties, express or implied, including warranties of:

• Accuracy

• Reliability

• Completeness

• Fitness for a particular purpose

• Availability

We do not guarantee outcomes, court acceptance, or error-free operation.

 

14. Limitation of Liability

To the fullest extent permitted by law, Petition Pilot is not liable for:

• Court outcomes

• Filing rejections

• Loss of data

• Lost profits

• Delays

• Indirect or consequential damages

Our total liability shall not exceed the amount you paid for the service.

 

15. Indemnification

You agree to indemnify and hold harmless Petition Pilot from any claims, losses, damages, liabilities, or expenses arising out of your:

• Use of the Platform

• Filing decisions

• Providing inaccurate information

• Violation of these Terms

 

16. Modifications

We may update these Terms at any time. Continued use of the Platform after changes indicates your acceptance of the new Terms.

 

17. Governing Law

These Terms are governed by the laws of the United States and the state in which Petition Pilot operates, without regard to conflict-of-law principles.

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18. Contact Information

For questions about these Terms, contact us at:

support@petitionpilot.com